Business Health Insurance

Get quotes from Anthem, Blue Shield, Aetna, Cigna, Heath Net and more by filling out this form.

Group Health Insurance Form

First Name	Last Name	Who is covered EE , EE+SP , EE+C or Family	Zip Code they live in	Date of Birth

You cannot apply for this online. I will need to get an a consensus from you with the following information. Employees name, date of birth, zip code they live in, applying for coverage as employee only (EE) employee plus spouse (EE + S), employee plus children (EE+C) or family (EE + F). Send me a excel spreadsheet with this information to justin@gennockinsurance.com and I can get you quotes for 5 different health insurance companies and set up a meeting to go over them with you and our group health insurance expert.

How to Read Health Insurance Plans

What you need to know when looking for an individual health insurance plan. Having health insurance is a necessity. Medical bills are the number one cause of bankruptcy in the United States. Health Insurance limits your exposure with a maximum out of pocket expense. While covered, you receive the major benefit of paying for health care at the negotiated rates that each insurance company has predetermined with the hospitals and physicians. Since Anthem is the largest health insurance company they have the lowest negotiated rates. Negotiated rates can change your medical bills from $7,000 from the hospital to $1,500.

Deductible – you will play this before the plan takes effect. Once your deductible is reached you will pay co-insurance until your maximum out of pocket is reached. Co-insurance is where you pay a percentage of the bill and the insurance company pays the other percentage. After your out of pocket maximum is reached you will be covered till your lifetime maximum. An example of this is, Anthem’s 7 million lifetime maximum on some of their plans.

Direct Health Insurance Links

Anthem: Previously know as Blue Cross, Anthem is a great company to have insurance with. Anthem has the largest network of providers in California so they have the best contracted rates.

Anthem’s Medicare Link