Long Term Care Insurance

Long Term Care Insurance is the most used insurance. 70% of people over the age of 50 need Long Term Care Insurance at some point in their life. This number is so high, due to life expectancy vastly increasing. Currently, a married couple has a 50% chance that one partner will live past the age 92,  and a 25% chance that one will live past the age 95.

Long Term Care covers both  Home Adult Care and Nursing Home Facility Care. Please fill out the information below to get a quote from multiple companies. The average cost of Long Term Care in California is $200 a day and increasing at the rate of 5% per year.  Anyone who doesn’t have a personal plan will default to the government plan. To qualify for Medi-Cal, a couples assets must be less than $100,000 or $2000 if single or widowed. They must also liquidate everything besides their primary residence.  After you pass the government sells their primary residence to pay for the cost of the care.  A way to avoid depleting all of the individuals assets is to buy LTC insurance. Please fill out the information below to get a quote from six top companies. Now is the best time to buy LTC insurance for any age. The cost of care will continue to rise.

We have over 5 quality companies for us to prepare a side by side quote for you. As one of our qualified agents to get a quote together now.